Create it once
Connect your bank, brokerage, and loans read-only — balances and owner names flow in. Add real estate and business interests manually.
One statement. Every lender.
Your complete financial picture, always lender-ready.
Updates itself every day, and in seconds whenever a lender asks.
Peace of mind and time savings when it matters most.
Eligible new subscribers: 7-day free trial, then $190/year for Standard or $290/year for Pro. Card required. Cancel anytime in the first 7 days and you won’t be charged. Compare plans
- Read-only connections
- Encrypted at rest
- Your data, never sold
How it works
A lender-ready PFS in minutes
It updates itself
Connected balances update every day, and refresh in seconds whenever you need them current. Your net worth recalculates on its own — nothing to maintain, nothing to retype.
Generate it anytime
Download the PDF or Excel with a click, or share a secure revocable link. A fresh copy is emailed to you every month.
PFS requests never come at a good time
The worst possible timing
A lender asks for a current PFS exactly when you don’t have time to create one, update one, or redo it on their template.
Out of date the day you finish
You spend an afternoon keying in balances. The numbers move the next day, and the statement is stale before underwriting reads it.
A different form for every lender
Each bank hands you its own PFS template. Same assets, same accounts, retyped from a blank page every time.
Your net worth lives in ten places
Bank, brokerage, mortgages, properties, LLCs, trusts. Pulling it all onto one page is the part that eats your week.
The fix
Create it once. It stays lender-ready.
Create your LivePFS once and it keeps itself current. Connect your bank, brokerage, and loans read-only: the statement is current the day you connect, updates itself every day, and refreshes in seconds whenever a lender asks. Have a fresh copy delivered to you monthly for your records, or download it at any time.
- Your banks, brokerages, loans, and credit cards — connected through secure read-only connections
- Updated automatically every day and refreshed in seconds whenever a lender asks
- Real estate, business interests, and private holdings you add manually — with ownership across LLCs, trusts, and joint accounts
- One PFS for every lender: share a secure, revocable link instead of filling out each bank’s template
- A fresh PDF is emailed to you every month of your subscription, for your records
Every PDF carries a scannable QR certificate — open the example to see it.
What you get
Everything a lender expects, ready when they ask
Always lender-ready
Connected balances update themselves every day, and a refresh takes seconds whenever a lender asks. The statement you download reflects the latest update — not the last time you had a free afternoon.
One PFS, every lender
Send the same statement to every lender instead of retyping each bank’s template. Share it as a secure link you can revoke at any time.
Connect once, read-only
Your banks, brokerages, and loans connect through secure read-only connections. LivePFS sees balances; it can never move money or place a trade.
Generate it with a click
Download a clean PDF, password-protected if you choose, or a formula-driven Excel whenever a lender asks. Formatted the way underwriters expect to read it.
Delivered monthly
Every month of your subscription, a fresh statement lands in your inbox for your records. Your PFS keeps its own paper trail.
Personal means every entity
A personal financial statement covers everything you own — LLCs, trusts, joint accounts, properties. LivePFS keeps the ownership math straight on one page.
Built for
Built for the people banks ask first
Real estate investors
Property values and mortgage balances in one lender-ready schedule — ready the day you find the next deal.
See howBusiness owners
One personal statement across every entity and your personal assets — current in seconds when the bank asks again.
See howCovenant compliance
Your PFS is already lender-ready — satisfy periodic reporting without the quarterly fire drill.
See how
Read-only, encrypted, numbers a lender can trust
Connections are read-only — LivePFS can see balances, never move money or place trades. Your data is encrypted at rest with managed keys, you own it, and it’s never sold. Synced values come from your institutions, not your keystrokes, so a lender can take those balances as reported. Anything you enter by hand is clearly labeled as manual. And every exported PDF carries a QR verification certificate a banker can scan to confirm it’s genuine.
Questions, answered
A personal financial statement summarizes an individual’s assets, liabilities, and resulting net worth as of a date, usually broken out by owner or entity, with income, contingent liabilities, supporting schedules, and a signed certification. Lenders require it to underwrite loans, renewals, and personal guarantees. LivePFS builds yours from your connected accounts, updates it every day, and refreshes it in seconds whenever a lender asks.
Yes. Account connections are read-only — LivePFS can see balances but can never move money or place trades. Your data is encrypted at rest with managed keys, you own it, and you can revoke a shared link at any time.
Two plans, billed annually, for connected or manual statements. On both, every connected account updates every day. Standard is $190/year, with 2 on-demand refreshes a month included and $9 for each extra. Pro is $290/year: everything in Standard, plus Analytics and on-demand refreshes up to 3 times a day. Eligible new subscribers get a 7-day free trial — card required, no charge during the trial.
No. Your data is never sold or shared for marketing. It exists to build your PFS and to share with the lenders you choose, nothing else.
Your banks, brokerages, loans, and credit cards, through secure read-only connections that reach thousands of U.S. banks, credit unions, and brokerages — most institutions connect directly. Anything a connection can’t reach — real estate, business interests, private investments, or an institution that isn’t supported — you add manually.
Create it once. It’s ready whenever a lender asks.
Connect your accounts and reach a lender-ready statement in minutes. From then on it updates itself every day, and in seconds whenever a lender asks.
Eligible new subscribers: 7-day free trial, then $190/year for Standard or $290/year for Pro. Card required. Cancel anytime in the first 7 days and you won’t be charged. Compare plans